Call reports 2018
STARION BANK — 2018
What STARION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,253,157,000 | 1,264,543,000 | 1,322,156,000 | 1,361,706,000 |
| Total loans | 899,672,000 | 914,846,000 | 918,906,000 | 933,433,000 |
| Allowance for loan losses | 9,426,000 | 9,619,000 | 10,497,000 | 10,057,000 |
| Securities available for sale | 309,960,000 | 304,046,000 | 317,670,000 | 356,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,041,387,000 | 1,030,869,000 | 1,093,530,000 | 1,127,644,000 |
| Interest-bearing deposits | 851,618,000 | 831,057,000 | 892,127,000 | 906,702,000 |
| Noninterest-bearing deposits | 189,769,000 | 199,812,000 | 201,403,000 | 220,942,000 |
| Equity capital | 130,386,000 | 132,505,000 | 134,261,000 | 138,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,166,000 | 25,501,000 | 38,675,000 | 52,804,000 |
| Interest expense | 1,608,000 | 3,479,000 | 5,832,000 | 8,665,000 |
| Net interest income | 10,558,000 | 22,022,000 | 32,843,000 | 44,139,000 |
| Noninterest income | 1,712,000 | 3,329,000 | 4,793,000 | 6,041,000 |
| Noninterest expense | 7,446,000 | 14,995,000 | 22,171,000 | 30,284,000 |
| Provision for loan losses | 135,000 | 260,000 | 385,000 | 510,000 |
| Pretax income | 4,689,000 | 10,096,000 | 15,080,000 | 19,386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,689,000 | 10,096,000 | 15,080,000 | 19,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,002,000 | 135,439,000 | 138,563,000 | 140,140,000 |
| Total capital | 142,428,000 | 145,058,000 | 149,060,000 | 150,197,000 |
| Risk-weighted assets | 979,372,000 | 994,440,000 | 1,005,820,000 | 1,036,401,000 |