Call reports 2016
STARION BANK — 2016
What STARION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,216,700,000 | 1,199,152,000 | 1,220,792,000 | 1,200,877,000 |
| Total loans | 812,891,000 | 839,266,000 | 844,415,000 | 854,420,000 |
| Allowance for loan losses | 9,548,000 | 9,611,000 | 9,743,000 | 9,207,000 |
| Securities available for sale | 328,566,000 | 317,257,000 | 317,330,000 | 296,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,021,245,000 | 960,255,000 | 1,020,366,000 | 1,005,653,000 |
| Interest-bearing deposits | 797,736,000 | 753,467,000 | 793,158,000 | 756,794,000 |
| Noninterest-bearing deposits | 223,509,000 | 206,788,000 | 227,208,000 | 248,859,000 |
| Equity capital | 121,884,000 | 125,262,000 | 127,076,000 | 121,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,320,000 | 22,591,000 | 34,051,000 | 45,717,000 |
| Interest expense | 910,000 | 1,855,000 | 2,891,000 | 3,950,000 |
| Net interest income | 10,410,000 | 20,736,000 | 31,160,000 | 41,767,000 |
| Noninterest income | 1,709,000 | 3,130,000 | 4,660,000 | 6,530,000 |
| Noninterest expense | 7,479,000 | 14,745,000 | 21,829,000 | 29,101,000 |
| Provision for loan losses | 125,000 | 250,000 | 250,000 | 375,000 |
| Pretax income | 4,524,000 | 8,946,000 | 13,848,000 | 18,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,524,000 | 8,946,000 | 13,848,000 | 18,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,712,000 | 115,902,000 | 118,133,000 | 120,545,000 |
| Total capital | 123,260,000 | 125,513,000 | 127,876,000 | 129,752,000 |
| Risk-weighted assets | 885,866,000 | 894,954,000 | 908,769,000 | 919,537,000 |