Call reports 2015
STARION BANK — 2015
What STARION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,113,169,000 | 1,201,983,000 | 1,182,930,000 | 1,200,081,000 |
| Total loans | 741,344,000 | 864,739,000 | 845,251,000 | 832,453,000 |
| Allowance for loan losses | 9,886,000 | 10,250,000 | 10,294,000 | 9,360,000 |
| Securities available for sale | 324,049,000 | 295,510,000 | 284,924,000 | 304,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 940,377,000 | 981,590,000 | 991,814,000 | 1,007,014,000 |
| Interest-bearing deposits | 725,672,000 | 729,936,000 | 743,310,000 | 758,935,000 |
| Noninterest-bearing deposits | 214,705,000 | 251,654,000 | 248,504,000 | 248,079,000 |
| Equity capital | 111,550,000 | 112,824,000 | 116,382,000 | 118,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,118,000 | 21,549,000 | 32,936,000 | 44,307,000 |
| Interest expense | 704,000 | 1,500,000 | 2,358,000 | 3,260,000 |
| Net interest income | 9,414,000 | 20,049,000 | 30,578,000 | 41,047,000 |
| Noninterest income | 1,881,000 | 3,843,000 | 5,983,000 | 7,708,000 |
| Noninterest expense | 6,827,000 | 14,135,000 | 21,592,000 | 28,572,000 |
| Provision for loan losses | 51,000 | 221,000 | 391,000 | 441,000 |
| Pretax income | 4,460,000 | 9,754,000 | 14,842,000 | 20,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,460,000 | 9,754,000 | 14,842,000 | 20,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,540,000 | 106,344,000 | 109,229,000 | 111,563,000 |
| Total capital | 117,426,000 | 116,594,000 | 119,523,000 | 120,923,000 |
| Risk-weighted assets | 865,706,000 | 970,070,000 | 885,234,000 | 894,493,000 |