Call reports 2014
STARION BANK — 2014
What STARION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,014,103,000 | 1,055,529,000 | 1,060,932,000 | 1,107,155,000 |
| Total loans | 656,853,000 | 692,985,000 | 702,494,000 | 732,849,000 |
| Allowance for loan losses | 10,192,000 | 10,339,000 | 9,910,000 | 9,433,000 |
| Securities available for sale | 299,426,000 | 324,617,000 | 324,524,000 | 324,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,787,000 | 871,505,000 | 895,506,000 | 936,567,000 |
| Interest-bearing deposits | 696,573,000 | 674,416,000 | 684,759,000 | 707,518,000 |
| Noninterest-bearing deposits | 168,214,000 | 197,089,000 | 210,747,000 | 229,049,000 |
| Equity capital | 97,214,000 | 101,277,000 | 104,296,000 | 108,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,622,000 | 19,712,000 | 30,266,000 | 40,503,000 |
| Interest expense | 678,000 | 1,339,000 | 2,035,000 | 2,739,000 |
| Net interest income | 8,944,000 | 18,373,000 | 28,231,000 | 37,764,000 |
| Noninterest income | 1,495,000 | 3,550,000 | 5,447,000 | 7,179,000 |
| Noninterest expense | 6,872,000 | 13,345,000 | 19,844,000 | 26,610,000 |
| Provision for loan losses | 4,000 | 5,000 | -292,000 | -492,000 |
| Pretax income | 3,563,000 | 8,708,000 | 14,300,000 | 19,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,563,000 | 8,708,000 | 14,300,000 | 19,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,637,000 | 98,704,000 | 102,213,000 | 105,425,000 |
| Total capital | 105,641,000 | 108,098,000 | 111,902,000 | 114,858,000 |
| Risk-weighted assets | 719,148,000 | 750,591,000 | 774,895,000 | 807,639,000 |