Call reports 2013
STARION BANK — 2013
What STARION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,019,187,000 | 986,228,000 | 1,021,204,000 | 961,215,000 |
| Total loans | 656,594,000 | 677,728,000 | 669,619,000 | 666,245,000 |
| Allowance for loan losses | 11,681,000 | 11,286,000 | 11,355,000 | 10,138,000 |
| Securities available for sale | 258,407,000 | 273,107,000 | 281,652,000 | 256,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,053,000 | 837,283,000 | 879,487,000 | 805,759,000 |
| Interest-bearing deposits | 696,864,000 | 673,692,000 | 687,452,000 | 616,187,000 |
| Noninterest-bearing deposits | 169,189,000 | 163,591,000 | 192,035,000 | 189,572,000 |
| Equity capital | 92,591,000 | 89,575,000 | 91,134,000 | 94,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,985,000 | 20,080,000 | 30,354,000 | 40,715,000 |
| Interest expense | 1,039,000 | 1,981,000 | 2,833,000 | 3,613,000 |
| Net interest income | 8,946,000 | 18,099,000 | 27,521,000 | 37,102,000 |
| Noninterest income | 2,083,000 | 4,426,000 | 6,214,000 | 7,852,000 |
| Noninterest expense | 6,804,000 | 13,325,000 | 19,882,000 | 26,150,000 |
| Provision for loan losses | 191,000 | 241,000 | 291,000 | 344,000 |
| Pretax income | 4,035,000 | 9,101,000 | 13,704,000 | 18,901,000 |
| Income tax | 197,000 | 361,000 | 361,000 | 361,000 |
| Net income | 3,838,000 | 8,740,000 | 13,343,000 | 18,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,386,000 | 88,249,000 | 91,170,000 | 95,306,000 |
| Total capital | 94,157,000 | 97,293,000 | 100,277,000 | 104,440,000 |
| Risk-weighted assets | 698,810,000 | 721,314,000 | 726,279,000 | 729,725,000 |