Call reports 2012
STARION BANK — 2012
What STARION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 943,946,000 | 940,117,000 | 960,430,000 | 978,576,000 |
| Total loans | 624,699,000 | 655,678,000 | 692,924,000 | 678,398,000 |
| Allowance for loan losses | 11,397,000 | 11,854,000 | 12,853,000 | 11,024,000 |
| Securities available for sale | 244,770,000 | 248,862,000 | 233,874,000 | 221,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,398,000 | 782,053,000 | 796,247,000 | 819,598,000 |
| Interest-bearing deposits | 660,465,000 | 639,352,000 | 648,260,000 | 654,592,000 |
| Noninterest-bearing deposits | 134,933,000 | 142,701,000 | 147,987,000 | 165,006,000 |
| Equity capital | 84,261,000 | 85,977,000 | 89,934,000 | 92,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,357,000 | 21,083,000 | 31,971,000 | 42,558,000 |
| Interest expense | 1,361,000 | 2,650,000 | 3,885,000 | 5,049,000 |
| Net interest income | 8,996,000 | 18,433,000 | 28,086,000 | 37,509,000 |
| Noninterest income | 1,621,000 | 3,281,000 | 5,098,000 | 7,465,000 |
| Noninterest expense | 6,271,000 | 12,281,000 | 18,317,000 | 24,854,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 917,000 |
| Pretax income | 4,112,000 | 8,919,000 | 14,276,000 | 19,632,000 |
| Income tax | 145,000 | 374,000 | 631,000 | 724,000 |
| Net income | 3,967,000 | 8,545,000 | 13,645,000 | 18,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,155,000 | 77,530,000 | 80,775,000 | 83,930,000 |
| Total capital | 84,206,000 | 85,996,000 | 89,679,000 | 92,718,000 |
| Risk-weighted assets | 640,731,000 | 673,873,000 | 708,389,000 | 700,781,000 |