Call reports 2011
STARION BANK — 2011
What STARION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 804,886,000 | 793,394,000 | 824,430,000 | 924,641,000 |
| Total loans | 513,612,000 | 533,712,000 | 561,183,000 | 621,962,000 |
| Allowance for loan losses | 10,043,000 | 10,446,000 | 11,597,000 | 10,986,000 |
| Securities available for sale | 227,304,000 | 225,857,000 | 231,421,000 | 239,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,609,000 | 642,927,000 | 661,439,000 | 779,170,000 |
| Interest-bearing deposits | 574,903,000 | 556,485,000 | 561,154,000 | 609,295,000 |
| Noninterest-bearing deposits | 86,706,000 | 86,442,000 | 100,285,000 | 169,875,000 |
| Equity capital | 70,667,000 | 74,351,000 | 78,039,000 | 80,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,936,000 | 18,147,000 | 27,932,000 | 38,436,000 |
| Interest expense | 1,539,000 | 3,023,000 | 4,458,000 | 5,932,000 |
| Net interest income | 7,397,000 | 15,124,000 | 23,474,000 | 32,504,000 |
| Noninterest income | 1,296,000 | 2,422,000 | 3,796,000 | 5,474,000 |
| Noninterest expense | 5,250,000 | 10,126,000 | 15,249,000 | 21,243,000 |
| Provision for loan losses | 884,000 | 1,767,000 | 2,951,000 | 3,740,000 |
| Pretax income | 2,582,000 | 5,804,000 | 9,221,000 | 13,175,000 |
| Income tax | 79,000 | 185,000 | 301,000 | 370,000 |
| Net income | 2,503,000 | 5,619,000 | 8,920,000 | 12,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,872,000 | 68,802,000 | 70,866,000 | 72,246,000 |
| Total capital | 73,873,000 | 76,059,000 | 78,239,000 | 80,317,000 |
| Risk-weighted assets | 557,011,000 | 577,370,000 | 585,582,000 | 642,734,000 |