Call reports 2010
STARION BANK — 2010
What STARION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 735,349,000 | 729,763,000 | 753,822,000 | 775,230,000 |
| Total loans | 512,957,000 | 514,147,000 | 535,548,000 | 527,293,000 |
| Allowance for loan losses | 7,883,000 | 8,744,000 | 8,240,000 | 9,123,000 |
| Securities available for sale | 153,710,000 | 164,251,000 | 176,016,000 | 186,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,575,000 | 588,676,000 | 609,427,000 | 633,617,000 |
| Interest-bearing deposits | 522,453,000 | 512,383,000 | 524,291,000 | 541,046,000 |
| Noninterest-bearing deposits | 77,122,000 | 76,293,000 | 85,136,000 | 92,571,000 |
| Equity capital | 64,366,000 | 65,960,000 | 69,182,000 | 68,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,795,000 | 17,838,000 | 26,979,000 | 36,272,000 |
| Interest expense | 2,076,000 | 4,007,000 | 5,838,000 | 7,541,000 |
| Net interest income | 6,719,000 | 13,831,000 | 21,141,000 | 28,731,000 |
| Noninterest income | 990,000 | 2,178,000 | 3,570,000 | 5,606,000 |
| Noninterest expense | 4,818,000 | 9,374,000 | 13,985,000 | 19,353,000 |
| Provision for loan losses | 1,458,000 | 2,917,000 | 4,225,000 | 5,933,000 |
| Pretax income | 1,533,000 | 3,819,000 | 6,605,000 | 9,192,000 |
| Income tax | 28,000 | 86,000 | 178,000 | 191,000 |
| Net income | 1,505,000 | 3,733,000 | 6,427,000 | 9,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,129,000 | 61,670,000 | 63,776,000 | 65,607,000 |
| Total capital | 66,920,000 | 68,452,000 | 70,987,000 | 73,133,000 |
| Risk-weighted assets | 542,157,000 | 540,627,000 | 575,887,000 | 600,463,000 |