Call reports 2001
STARION BANK — 2001
What STARION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 297,913,000 | 291,300,000 | 313,153,000 | 324,407,000 |
| Total loans | 196,510,000 | 199,872,000 | 204,895,000 | 204,180,000 |
| Allowance for loan losses | 3,103,000 | 3,129,000 | 3,099,000 | 3,226,000 |
| Securities available for sale | 71,149,000 | 72,445,000 | 77,713,000 | 86,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,850,000 | 255,932,000 | 273,409,000 | 281,841,000 |
| Interest-bearing deposits | 236,756,000 | 227,690,000 | 241,322,000 | 246,980,000 |
| Noninterest-bearing deposits | 29,094,000 | 28,242,000 | 32,087,000 | 34,861,000 |
| Equity capital | 24,750,000 | 25,424,000 | 26,495,000 | 26,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,073,000 | 16,638,000 | 22,174,000 |
| Interest expense | 2,936,000 | 5,660,000 | 8,245,000 | 10,531,000 |
| Net interest income | 2,615,000 | 5,413,000 | 8,393,000 | 11,643,000 |
| Noninterest income | 461,000 | 866,000 | 1,311,000 | 1,738,000 |
| Noninterest expense | 1,981,000 | 3,897,000 | 5,802,000 | 7,708,000 |
| Provision for loan losses | 96,000 | 210,000 | 346,000 | 487,000 |
| Pretax income | 1,021,000 | 2,196,000 | 3,596,000 | 5,243,000 |
| Income tax | 303,000 | 648,000 | 1,094,000 | 1,582,000 |
| Net income | 718,000 | 1,548,000 | 2,502,000 | 3,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,778,000 | 24,363,000 | 24,922,000 | 25,684,000 |
| Total capital | 26,612,000 | 27,213,000 | 27,832,000 | 28,590,000 |
| Risk-weighted assets | 226,485,000 | 227,702,000 | 232,574,000 | 232,139,000 |