Call reports 2008
BBVA USA — 2008
What BBVA USA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,930,556,000 | 61,067,148,000 | 61,490,771,000 | 62,251,283,000 |
| Total loans | 35,058,647,000 | 36,473,987,000 | 37,858,332,000 | 38,648,776,000 |
| Allowance for loan losses | 574,247,000 | 590,232,000 | 725,254,000 | 730,905,000 |
| Securities available for sale | 10,311,368,000 | 10,112,142,000 | 9,366,095,000 | 8,604,868,000 |
| Securities held to maturity | 0 | 282,246,000 | 285,131,000 | 1,249,401,000 |
| Trading assets | 236,965,000 | 210,265,000 | 206,807,000 | 481,101,000 |
| Total deposits | 35,888,655,000 | 36,498,681,000 | 37,488,584,000 | 37,542,964,000 |
| Interest-bearing deposits | 27,769,207,000 | 28,516,093,000 | 29,696,395,000 | 29,856,381,000 |
| Noninterest-bearing deposits | 8,119,448,000 | 7,982,588,000 | 7,792,189,000 | 7,686,583,000 |
| Equity capital | 13,650,721,000 | 13,412,201,000 | 13,256,737,000 | 12,666,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 759,621,000 | 1,470,872,000 | 2,179,313,000 | 2,860,875,000 |
| Interest expense | 320,637,000 | 579,560,000 | 834,990,000 | 1,070,045,000 |
| Net interest income | 438,984,000 | 891,312,000 | 1,344,323,000 | 1,790,830,000 |
| Noninterest income | 229,656,000 | 478,817,000 | 691,219,000 | 887,469,000 |
| Noninterest expense | 432,676,000 | 873,349,000 | 1,322,572,000 | 2,457,286,000 |
| Provision for loan losses | 60,317,000 | 145,653,000 | 352,123,000 | 476,181,000 |
| Pretax income | 195,463,000 | 380,275,000 | 390,337,000 | -223,481,000 |
| Income tax | 66,172,000 | 126,782,000 | 126,638,000 | 139,679,000 |
| Net income | 129,291,000 | 253,493,000 | 263,699,000 | -363,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,350,896,000 | 3,282,649,000 | 3,232,624,000 | 3,290,944,000 |
| Total capital | 4,848,629,000 | 4,775,655,000 | 4,707,111,000 | 4,774,108,000 |
| Risk-weighted assets | 41,259,936,000 | 42,728,507,000 | 43,785,483,000 | 44,421,910,000 |