Call reports 2007
BBVA USA — 2007
What BBVA USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,379,348,000 | 34,862,969,000 | 42,109,902,000 | 43,810,702,000 |
| Total loans | 24,984,942,000 | 25,485,779,000 | 25,645,839,000 | 26,219,672,000 |
| Allowance for loan losses | 292,282,000 | 304,143,000 | 331,814,000 | 466,686,000 |
| Securities available for sale | 4,449,165,000 | 4,477,369,000 | 6,976,852,000 | 7,089,737,000 |
| Securities held to maturity | 1,882,904,000 | 1,799,309,000 | 0 | 0 |
| Trading assets | 105,659,000 | 83,561,000 | 123,571,000 | 153,994,000 |
| Total deposits | 23,811,321,000 | 23,405,240,000 | 23,689,805,000 | 23,735,834,000 |
| Interest-bearing deposits | 17,307,201,000 | 17,249,972,000 | 17,763,658,000 | 17,957,385,000 |
| Noninterest-bearing deposits | 6,504,120,000 | 6,155,268,000 | 5,926,147,000 | 5,778,449,000 |
| Equity capital | 3,122,663,000 | 3,194,604,000 | 9,189,766,000 | 9,737,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 543,506,000 | 1,094,150,000 | 159,082,000 | 769,309,000 |
| Interest expense | 260,602,000 | 529,502,000 | 76,750,000 | 359,871,000 |
| Net interest income | 282,904,000 | 564,648,000 | 82,332,000 | 409,438,000 |
| Noninterest income | 179,000,000 | 364,654,000 | 44,662,000 | 214,924,000 |
| Noninterest expense | 262,059,000 | 520,436,000 | 83,409,000 | 433,057,000 |
| Provision for loan losses | 20,045,000 | 58,333,000 | 6,183,000 | 51,546,000 |
| Pretax income | 179,800,000 | 350,533,000 | 37,402,000 | 139,830,000 |
| Income tax | 61,641,000 | 119,276,000 | 11,941,000 | 43,788,000 |
| Net income | 118,159,000 | 231,257,000 | 25,461,000 | 96,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,421,535,000 | 2,539,949,000 | 2,206,044,000 | 2,041,276,000 |
| Total capital | 3,442,108,000 | 3,550,264,000 | 3,527,520,000 | 3,411,558,000 |
| Risk-weighted assets | 30,037,721,000 | 30,314,395,000 | 30,565,551,000 | 31,087,258,000 |