Call reports 2005
BBVA USA — 2005
What BBVA USA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,770,618,000 | 29,512,266,000 | 30,144,518,000 | 30,785,932,000 |
| Total loans | 19,168,081,000 | 20,051,132,000 | 20,843,039,000 | 21,373,478,000 |
| Allowance for loan losses | 246,565,000 | 254,708,000 | 260,512,000 | 267,173,000 |
| Securities available for sale | 4,278,408,000 | 4,330,862,000 | 4,247,439,000 | 4,443,034,000 |
| Securities held to maturity | 2,637,111,000 | 2,505,436,000 | 2,359,824,000 | 2,245,942,000 |
| Trading assets | 67,246,000 | 72,094,000 | 68,387,000 | 78,571,000 |
| Total deposits | 17,709,198,000 | 18,046,297,000 | 19,026,803,000 | 20,051,956,000 |
| Interest-bearing deposits | 11,940,854,000 | 12,103,968,000 | 12,865,180,000 | 13,901,700,000 |
| Noninterest-bearing deposits | 5,768,344,000 | 5,942,329,000 | 6,161,623,000 | 6,150,256,000 |
| Equity capital | 2,300,236,000 | 2,433,567,000 | 2,425,939,000 | 2,385,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 347,588,000 | 717,475,000 | 1,116,484,000 | 1,543,959,000 |
| Interest expense | 109,383,000 | 236,507,000 | 382,941,000 | 551,986,000 |
| Net interest income | 238,205,000 | 480,968,000 | 733,543,000 | 991,973,000 |
| Noninterest income | 155,431,000 | 321,698,000 | 492,632,000 | 661,505,000 |
| Noninterest expense | 221,057,000 | 442,394,000 | 668,725,000 | 897,071,000 |
| Provision for loan losses | 20,273,000 | 48,073,000 | 82,268,000 | 117,818,000 |
| Pretax income | 152,306,000 | 312,278,000 | 475,261,000 | 638,668,000 |
| Income tax | 51,301,000 | 106,232,000 | 161,682,000 | 217,713,000 |
| Net income | 101,005,000 | 206,046,000 | 313,579,000 | 420,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,993,395,000 | 2,097,468,000 | 2,111,583,000 | 2,090,573,000 |
| Total capital | 2,809,971,000 | 2,894,611,000 | 2,882,212,000 | 2,867,398,000 |
| Risk-weighted assets | 23,466,131,000 | 24,454,081,000 | 25,916,393,000 | 26,392,077,000 |