Call reports 2004
BBVA USA — 2004
What BBVA USA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,396,026,000 | 27,848,861,000 | 27,710,276,000 | 28,213,983,000 |
| Total loans | 17,353,200,000 | 17,763,731,000 | 18,421,045,000 | 18,857,979,000 |
| Allowance for loan losses | 244,655,000 | 250,573,000 | 256,038,000 | 258,339,000 |
| Securities available for sale | 4,245,759,000 | 4,441,096,000 | 3,975,207,000 | 4,121,338,000 |
| Securities held to maturity | 3,337,051,000 | 3,103,685,000 | 2,918,380,000 | 2,767,099,000 |
| Trading assets | 76,939,000 | 55,631,000 | 55,704,000 | 61,173,000 |
| Total deposits | 16,690,765,000 | 16,543,524,000 | 16,515,241,000 | 17,299,406,000 |
| Interest-bearing deposits | 11,571,095,000 | 10,919,501,000 | 11,109,293,000 | 11,725,490,000 |
| Noninterest-bearing deposits | 5,119,670,000 | 5,624,023,000 | 5,405,948,000 | 5,573,916,000 |
| Equity capital | 2,065,098,000 | 2,093,821,000 | 2,196,646,000 | 2,224,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 310,131,000 | 622,668,000 | 938,623,000 | 1,271,650,000 |
| Interest expense | 85,606,000 | 169,975,000 | 257,481,000 | 352,743,000 |
| Net interest income | 224,525,000 | 452,693,000 | 681,142,000 | 918,907,000 |
| Noninterest income | 131,018,000 | 272,137,000 | 412,221,000 | 564,367,000 |
| Noninterest expense | 203,668,000 | 405,742,000 | 631,230,000 | 843,119,000 |
| Provision for loan losses | 24,345,000 | 52,554,000 | 78,140,000 | 105,658,000 |
| Pretax income | 129,737,000 | 268,741,000 | 411,329,000 | 561,833,000 |
| Income tax | 43,781,000 | 90,007,000 | 137,796,000 | 187,852,000 |
| Net income | 85,956,000 | 178,734,000 | 273,533,000 | 373,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,720,651,000 | 1,813,742,000 | 1,909,498,000 | 1,893,653,000 |
| Total capital | 2,285,861,000 | 2,365,679,000 | 2,434,068,000 | 2,420,567,000 |
| Risk-weighted assets | 21,313,209,000 | 21,705,105,000 | 22,320,976,000 | 22,915,336,000 |