Call reports 2003
BBVA USA — 2003
What BBVA USA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,328,014,000 | 25,642,094,000 | 26,140,921,000 | 26,898,673,000 |
| Total loans | 16,764,112,000 | 16,330,573,000 | 17,028,360,000 | 17,366,611,000 |
| Allowance for loan losses | 237,100,000 | 234,158,000 | 239,971,000 | 244,882,000 |
| Securities available for sale | 4,730,526,000 | 6,607,128,000 | 3,823,022,000 | 4,094,617,000 |
| Securities held to maturity | 370,916,000 | 268,379,000 | 2,785,882,000 | 2,936,344,000 |
| Trading assets | 76,980,000 | 84,220,000 | 70,978,000 | 59,473,000 |
| Total deposits | 15,627,606,000 | 15,355,808,000 | 15,459,586,000 | 16,061,087,000 |
| Interest-bearing deposits | 11,323,823,000 | 10,734,854,000 | 10,810,751,000 | 11,359,051,000 |
| Noninterest-bearing deposits | 4,303,783,000 | 4,620,954,000 | 4,648,835,000 | 4,702,036,000 |
| Equity capital | 2,126,465,000 | 2,201,814,000 | 1,991,597,000 | 1,963,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 326,355,000 | 644,133,000 | 961,042,000 | 1,277,634,000 |
| Interest expense | 95,268,000 | 187,292,000 | 272,050,000 | 358,366,000 |
| Net interest income | 231,087,000 | 456,841,000 | 688,992,000 | 919,268,000 |
| Noninterest income | 115,797,000 | 241,293,000 | 368,555,000 | 498,094,000 |
| Noninterest expense | 190,136,000 | 378,665,000 | 574,837,000 | 770,837,000 |
| Provision for loan losses | 29,779,000 | 57,688,000 | 88,042,000 | 119,681,000 |
| Pretax income | 126,969,000 | 261,781,000 | 394,671,000 | 526,800,000 |
| Income tax | 43,283,000 | 89,206,000 | 134,459,000 | 179,404,000 |
| Net income | 83,686,000 | 172,575,000 | 260,212,000 | 347,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,753,208,000 | 1,823,065,000 | 1,661,028,000 | 1,648,147,000 |
| Total capital | 2,310,645,000 | 2,377,615,000 | 2,221,445,000 | 2,213,530,000 |
| Risk-weighted assets | 19,544,328,000 | 19,531,188,000 | 20,120,910,000 | 20,748,334,000 |