Call reports 2025
PEOPLES BANK OF KANKAKEE COUNTY — 2025
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 349,529,000 | 348,156,000 | 357,160,000 | 362,023,000 |
| Total loans | 155,203,000 | 162,658,000 | 163,210,000 | 160,248,000 |
| Allowance for loan losses | 1,954,000 | 2,068,000 | 2,101,000 | 2,118,000 |
| Securities available for sale | 108,203,000 | 106,425,000 | 109,888,000 | 124,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,208,000 | 302,780,000 | 301,733,000 | 307,976,000 |
| Interest-bearing deposits | 277,133,000 | 278,593,000 | 277,605,000 | 283,297,000 |
| Noninterest-bearing deposits | 26,075,000 | 24,187,000 | 24,128,000 | 24,679,000 |
| Equity capital | 18,937,000 | 18,726,000 | 21,183,000 | 22,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,133,000 | 6,563,000 | 10,134,000 | 13,923,000 |
| Interest expense | 1,433,000 | 2,814,000 | 4,188,000 | 5,555,000 |
| Net interest income | 1,700,000 | 3,749,000 | 5,946,000 | 8,368,000 |
| Noninterest income | 6,153,000 | 6,988,000 | 7,882,000 | 8,757,000 |
| Noninterest expense | 2,349,000 | 4,780,000 | 7,168,000 | 9,592,000 |
| Provision for loan losses | -74,000 | 40,000 | 74,000 | 94,000 |
| Pretax income | 4,997,000 | 2,813,000 | 1,582,000 | 2,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,997,000 | 2,813,000 | 1,582,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,269,000 | 29,737,000 | 28,152,000 | 28,733,000 |
| Total capital | 34,223,000 | 31,805,000 | 30,253,000 | 30,851,000 |
| Risk-weighted assets | 200,602,000 | 210,107,000 | 203,042,000 | 205,114,000 |