Call reports 2016
PEOPLES BANK OF KANKAKEE COUNTY — 2016
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 198,463,000 | 195,088,000 | 191,069,000 | 192,367,000 |
| Total loans | 97,883,000 | 98,380,000 | 93,170,000 | 91,253,000 |
| Allowance for loan losses | 1,559,000 | 1,544,000 | 1,271,000 | 1,236,000 |
| Securities available for sale | 77,152,000 | 78,326,000 | 76,639,000 | 80,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,058,000 | 5,063,000 | 5,009,000 |
| Total deposits | 164,677,000 | 158,603,000 | 156,350,000 | 160,832,000 |
| Interest-bearing deposits | 146,045,000 | 139,780,000 | 138,582,000 | 141,048,000 |
| Noninterest-bearing deposits | 18,632,000 | 18,823,000 | 17,768,000 | 19,784,000 |
| Equity capital | 16,618,000 | 16,993,000 | 17,199,000 | 15,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,876,000 | 4,351,000 | 5,762,000 |
| Interest expense | 89,000 | 180,000 | 269,000 | 361,000 |
| Net interest income | 1,357,000 | 2,696,000 | 4,082,000 | 5,401,000 |
| Noninterest income | 325,000 | 768,000 | 1,265,000 | 1,669,000 |
| Noninterest expense | 1,256,000 | 2,565,000 | 3,860,000 | 5,168,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 426,000 | 907,000 | 1,769,000 | 2,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 426,000 | 907,000 | 1,769,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,074,000 | 16,180,000 | 16,666,000 | 16,694,000 |
| Total capital | 17,434,000 | 17,549,000 | 17,937,000 | 17,930,000 |
| Risk-weighted assets | 108,659,000 | 109,403,000 | 106,153,000 | 108,225,000 |