Call reports 2015
PEOPLES BANK OF KANKAKEE COUNTY — 2015
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,979,000 | 196,440,000 | 188,925,000 | 193,044,000 |
| Total loans | 100,995,000 | 103,389,000 | 100,097,000 | 101,947,000 |
| Allowance for loan losses | 1,531,000 | 1,559,000 | 1,559,000 | 1,559,000 |
| Securities available for sale | 73,050,000 | 75,883,000 | 70,383,000 | 73,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,499,000 | 155,712,000 | 153,236,000 | 159,749,000 |
| Interest-bearing deposits | 142,676,000 | 138,834,000 | 137,618,000 | 142,654,000 |
| Noninterest-bearing deposits | 17,823,000 | 16,878,000 | 15,618,000 | 17,095,000 |
| Equity capital | 16,195,000 | 16,104,000 | 16,251,000 | 16,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,972,000 | 4,410,000 | 5,847,000 |
| Interest expense | 101,000 | 196,000 | 288,000 | 379,000 |
| Net interest income | 1,359,000 | 2,776,000 | 4,122,000 | 5,468,000 |
| Noninterest income | 355,000 | 785,000 | 1,174,000 | 1,554,000 |
| Noninterest expense | 1,260,000 | 2,599,000 | 3,971,000 | 5,271,000 |
| Provision for loan losses | 0 | 47,000 | 47,000 | 47,000 |
| Pretax income | 494,000 | 955,000 | 1,319,000 | 1,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 955,000 | 1,319,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,896,000 | 15,981,000 | 15,971,000 | 16,022,000 |
| Total capital | 17,203,000 | 17,324,000 | 17,322,000 | 17,423,000 |
| Risk-weighted assets | 104,343,000 | 107,207,000 | 107,895,000 | 111,960,000 |