Call reports 2014
PEOPLES BANK OF KANKAKEE COUNTY — 2014
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 195,351,000 | 199,595,000 | 191,253,000 | 188,245,000 |
| Total loans | 106,796,000 | 110,448,000 | 104,477,000 | 104,571,000 |
| Allowance for loan losses | 1,905,000 | 1,913,000 | 1,530,000 | 1,540,000 |
| Securities available for sale | 68,175,000 | 68,093,000 | 67,690,000 | 69,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,608,000 | 170,075,000 | 156,321,000 | 154,208,000 |
| Interest-bearing deposits | 147,310,000 | 146,117,000 | 138,466,000 | 135,880,000 |
| Noninterest-bearing deposits | 17,298,000 | 23,958,000 | 17,855,000 | 18,328,000 |
| Equity capital | 15,889,000 | 15,936,000 | 15,923,000 | 15,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,069,000 | 4,455,000 | 5,946,000 |
| Interest expense | 118,000 | 230,000 | 338,000 | 443,000 |
| Net interest income | 1,401,000 | 2,839,000 | 4,117,000 | 5,503,000 |
| Noninterest income | 241,000 | 361,000 | 660,000 | 980,000 |
| Noninterest expense | 1,274,000 | 2,512,000 | 4,051,000 | 5,433,000 |
| Provision for loan losses | 0 | 84,000 | -13,000 | 38,000 |
| Pretax income | 368,000 | 647,000 | 817,000 | 1,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 647,000 | 817,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,726,000 | 15,644,000 | 15,817,000 | 15,675,000 |
| Total capital | 17,086,000 | 17,044,000 | 17,170,000 | 17,028,000 |
| Risk-weighted assets | 108,239,000 | 111,468,000 | 108,093,000 | 108,086,000 |