Call reports 2013
PEOPLES BANK OF KANKAKEE COUNTY — 2013
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 183,124,000 | 180,397,000 | 186,068,000 | 188,034,000 |
| Total loans | 110,618,000 | 109,228,000 | 110,887,000 | 110,769,000 |
| Allowance for loan losses | 2,611,000 | 2,561,000 | 2,645,000 | 2,088,000 |
| Securities available for sale | 49,338,000 | 54,168,000 | 53,311,000 | 56,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,636,000 | 151,267,000 | 152,259,000 | 155,630,000 |
| Interest-bearing deposits | 134,233,000 | 134,600,000 | 135,011,000 | 138,698,000 |
| Noninterest-bearing deposits | 18,403,000 | 16,667,000 | 17,248,000 | 16,932,000 |
| Equity capital | 16,737,000 | 16,089,000 | 15,961,000 | 15,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,491,000 | 3,044,000 | 4,493,000 | 6,202,000 |
| Interest expense | 125,000 | 254,000 | 378,000 | 503,000 |
| Net interest income | 1,366,000 | 2,790,000 | 4,115,000 | 5,699,000 |
| Noninterest income | 377,000 | 810,000 | 1,168,000 | 1,503,000 |
| Noninterest expense | 1,357,000 | 2,549,000 | 3,790,000 | 5,134,000 |
| Provision for loan losses | 0 | 0 | 115,000 | 504,000 |
| Pretax income | 386,000 | 1,051,000 | 1,378,000 | 1,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 386,000 | 1,051,000 | 1,378,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,166,000 | 15,978,000 | 15,921,000 | 15,733,000 |
| Total capital | 17,525,000 | 17,326,000 | 17,298,000 | 17,118,000 |
| Risk-weighted assets | 107,504,000 | 106,635,000 | 108,868,000 | 110,109,000 |