Call reports 2012
PEOPLES BANK OF KANKAKEE COUNTY — 2012
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,091,000 | 183,265,000 | 186,953,000 | 182,390,000 |
| Total loans | 119,732,000 | 115,082,000 | 113,339,000 | 111,457,000 |
| Allowance for loan losses | 2,581,000 | 2,581,000 | 2,679,000 | 2,671,000 |
| Securities available for sale | 49,163,000 | 52,034,000 | 54,710,000 | 52,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,887,000 | 155,785,000 | 149,918,000 | 151,403,000 |
| Interest-bearing deposits | 142,915,000 | 138,073,000 | 132,001,000 | 132,030,000 |
| Noninterest-bearing deposits | 18,972,000 | 17,712,000 | 17,917,000 | 19,373,000 |
| Equity capital | 16,361,000 | 16,675,000 | 16,919,000 | 16,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,505,000 | 5,185,000 | 6,812,000 |
| Interest expense | 225,000 | 406,000 | 558,000 | 696,000 |
| Net interest income | 1,591,000 | 3,099,000 | 4,627,000 | 6,116,000 |
| Noninterest income | 271,000 | 667,000 | 1,099,000 | 1,532,000 |
| Noninterest expense | 1,295,000 | 2,542,000 | 3,757,000 | 5,156,000 |
| Provision for loan losses | 248,000 | 248,000 | 350,000 | 350,000 |
| Pretax income | 464,000 | 1,121,000 | 1,790,000 | 2,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 1,121,000 | 1,790,000 | 2,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,538,000 | 15,813,000 | 16,109,000 | 15,884,000 |
| Total capital | 16,997,000 | 17,235,000 | 17,518,000 | 17,269,000 |
| Risk-weighted assets | 115,637,000 | 112,638,000 | 111,435,000 | 109,502,000 |