Call reports 2011
PEOPLES BANK OF KANKAKEE COUNTY — 2011
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 197,131,000 | 182,094,000 | 186,249,000 | 187,919,000 |
| Total loans | 131,744,000 | 129,258,000 | 123,833,000 | 120,663,000 |
| Allowance for loan losses | 2,019,000 | 2,867,000 | 2,230,000 | 2,379,000 |
| Securities available for sale | 43,055,000 | 41,364,000 | 41,462,000 | 45,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,054,000 | 155,766,000 | 158,216,000 | 159,839,000 |
| Interest-bearing deposits | 148,047,000 | 139,080,000 | 140,911,000 | 141,801,000 |
| Noninterest-bearing deposits | 19,007,000 | 16,686,000 | 17,305,000 | 18,038,000 |
| Equity capital | 15,930,000 | 15,684,000 | 15,756,000 | 16,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,138,000 | 6,027,000 | 7,816,000 |
| Interest expense | 449,000 | 862,000 | 1,218,000 | 1,489,000 |
| Net interest income | 1,695,000 | 3,276,000 | 4,809,000 | 6,327,000 |
| Noninterest income | 378,000 | 725,000 | 905,000 | 1,240,000 |
| Noninterest expense | 1,173,000 | 2,409,000 | 3,681,000 | 4,819,000 |
| Provision for loan losses | 247,000 | 1,095,000 | 1,649,000 | 1,822,000 |
| Pretax income | 676,000 | 663,000 | 719,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 676,000 | 663,000 | 719,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,045,000 | 14,557,000 | 14,628,000 | 15,170,000 |
| Total capital | 16,599,000 | 16,085,000 | 16,096,000 | 16,623,000 |
| Risk-weighted assets | 123,853,000 | 120,869,000 | 116,657,000 | 115,319,000 |