Call reports 2010
PEOPLES BANK OF KANKAKEE COUNTY — 2010
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,242,000 | 198,309,000 | 196,211,000 | 200,768,000 |
| Total loans | 129,480,000 | 132,115,000 | 136,939,000 | 135,157,000 |
| Allowance for loan losses | 1,589,000 | 1,745,000 | 1,773,000 | 1,773,000 |
| Securities available for sale | 43,576,000 | 48,915,000 | 45,646,000 | 47,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,056,000 | 167,571,000 | 160,865,000 | 166,197,000 |
| Interest-bearing deposits | 143,167,000 | 151,213,000 | 143,558,000 | 148,661,000 |
| Noninterest-bearing deposits | 15,889,000 | 16,358,000 | 17,307,000 | 17,536,000 |
| Equity capital | 15,065,000 | 14,999,000 | 15,864,000 | 15,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,043,000 | 4,152,000 | 6,254,000 | 8,382,000 |
| Interest expense | 616,000 | 1,278,000 | 1,910,000 | 2,395,000 |
| Net interest income | 1,427,000 | 2,874,000 | 4,344,000 | 5,987,000 |
| Noninterest income | 509,000 | 727,000 | 993,000 | 1,617,000 |
| Noninterest expense | 1,080,000 | 2,186,000 | 3,343,000 | 4,476,000 |
| Provision for loan losses | 37,000 | 193,000 | 286,000 | 1,232,000 |
| Pretax income | 822,000 | 1,225,000 | 1,745,000 | 1,911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 822,000 | 1,225,000 | 1,745,000 | 1,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,519,000 | 14,143,000 | 14,452,000 | 14,378,000 |
| Total capital | 16,046,000 | 15,709,000 | 16,048,000 | 15,979,000 |
| Risk-weighted assets | 122,079,000 | 125,140,000 | 127,553,000 | 127,872,000 |