Call reports 2009
PEOPLES BANK OF KANKAKEE COUNTY — 2009
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 167,011,000 | 170,538,000 | 181,633,000 | 182,869,000 |
| Total loans | 121,054,000 | 124,509,000 | 128,748,000 | 132,816,000 |
| Allowance for loan losses | 1,163,000 | 1,218,000 | 1,414,000 | 1,552,000 |
| Securities available for sale | 36,248,000 | 35,388,000 | 39,947,000 | 37,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,490,000 | 142,171,000 | 147,943,000 | 152,169,000 |
| Interest-bearing deposits | 116,153,000 | 126,630,000 | 133,997,000 | 135,581,000 |
| Noninterest-bearing deposits | 16,337,000 | 15,541,000 | 13,946,000 | 16,588,000 |
| Equity capital | 12,450,000 | 13,855,000 | 14,538,000 | 14,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,164,000 | 6,315,000 | 8,432,000 |
| Interest expense | 788,000 | 1,542,000 | 2,293,000 | 2,985,000 |
| Net interest income | 1,325,000 | 2,622,000 | 4,022,000 | 5,447,000 |
| Noninterest income | 484,000 | 1,022,000 | 1,337,000 | 2,129,000 |
| Noninterest expense | 1,023,000 | 2,025,000 | 3,075,000 | 4,208,000 |
| Provision for loan losses | 36,000 | 92,000 | 287,000 | 833,000 |
| Pretax income | 750,000 | 1,527,000 | 1,997,000 | 2,535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,527,000 | 1,997,000 | 2,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,855,000 | 13,413,000 | 13,883,000 | 14,052,000 |
| Total capital | 13,018,000 | 14,631,000 | 15,297,000 | 15,604,000 |
| Risk-weighted assets | 109,724,000 | 113,783,000 | 119,082,000 | 123,567,000 |