Call reports 2008
PEOPLES BANK OF KANKAKEE COUNTY — 2008
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 151,053,000 | 151,917,000 | 153,914,000 | 162,966,000 |
| Total loans | 108,898,000 | 107,716,000 | 108,656,000 | 118,013,000 |
| Allowance for loan losses | 986,000 | 1,062,000 | 1,062,000 | 1,126,000 |
| Securities available for sale | 25,128,000 | 29,187,000 | 31,195,000 | 33,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,044,000 | 123,538,000 | 120,670,000 | 129,046,000 |
| Interest-bearing deposits | 103,295,000 | 106,068,000 | 105,775,000 | 111,187,000 |
| Noninterest-bearing deposits | 16,749,000 | 17,470,000 | 14,895,000 | 17,859,000 |
| Equity capital | 11,865,000 | 11,483,000 | 11,674,000 | 12,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,181,000 | 4,276,000 | 6,379,000 | 8,459,000 |
| Interest expense | 1,044,000 | 1,979,000 | 2,892,000 | 3,753,000 |
| Net interest income | 1,137,000 | 2,297,000 | 3,487,000 | 4,706,000 |
| Noninterest income | 271,000 | 568,000 | 810,000 | 1,080,000 |
| Noninterest expense | 995,000 | 2,006,000 | 2,912,000 | 3,917,000 |
| Provision for loan losses | 104,000 | 180,000 | 180,000 | 244,000 |
| Pretax income | 309,000 | 640,000 | 1,166,000 | 1,586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 640,000 | 1,166,000 | 1,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,449,000 | 11,238,000 | 11,546,000 | 11,514,000 |
| Total capital | 12,435,000 | 12,300,000 | 12,608,000 | 12,640,000 |
| Risk-weighted assets | 100,437,000 | 100,579,000 | 101,529,000 | 107,404,000 |