Call reports 2007
PEOPLES BANK OF KANKAKEE COUNTY — 2007
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 134,253,000 | 140,615,000 | 142,428,000 | 145,658,000 |
| Total loans | 87,480,000 | 98,197,000 | 103,601,000 | 108,923,000 |
| Allowance for loan losses | 845,000 | 845,000 | 882,000 | 882,000 |
| Securities available for sale | 32,428,000 | 30,447,000 | 28,857,000 | 25,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,606,000 | 110,816,000 | 113,064,000 | 114,669,000 |
| Interest-bearing deposits | 90,262,000 | 93,659,000 | 95,784,000 | 97,493,000 |
| Noninterest-bearing deposits | 17,344,000 | 17,157,000 | 17,280,000 | 17,176,000 |
| Equity capital | 10,355,000 | 10,299,000 | 10,846,000 | 11,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 4,042,000 | 6,222,000 | 8,464,000 |
| Interest expense | 919,000 | 1,875,000 | 2,951,000 | 4,084,000 |
| Net interest income | 1,049,000 | 2,167,000 | 3,271,000 | 4,380,000 |
| Noninterest income | 255,000 | 507,000 | 742,000 | 1,011,000 |
| Noninterest expense | 933,000 | 1,879,000 | 2,838,000 | 3,861,000 |
| Provision for loan losses | 0 | 0 | 37,000 | 37,000 |
| Pretax income | 371,000 | 795,000 | 1,138,000 | 1,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 795,000 | 1,138,000 | 1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,447,000 | 10,450,000 | 10,791,000 | 11,145,000 |
| Total capital | 11,292,000 | 11,295,000 | 11,673,000 | 12,027,000 |
| Risk-weighted assets | 87,949,000 | 95,921,000 | 96,256,000 | 99,219,000 |