Call reports 2006
PEOPLES BANK OF KANKAKEE COUNTY — 2006
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,423,000 | 127,317,000 | 133,215,000 | 133,877,000 |
| Total loans | 76,117,000 | 83,095,000 | 88,457,000 | 89,588,000 |
| Allowance for loan losses | 772,000 | 772,000 | 845,000 | 845,000 |
| Securities available for sale | 32,049,000 | 32,628,000 | 34,283,000 | 34,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,272,000 | 99,551,000 | 100,674,000 | 103,416,000 |
| Interest-bearing deposits | 82,505,000 | 82,588,000 | 84,897,000 | 86,151,000 |
| Noninterest-bearing deposits | 17,767,000 | 16,963,000 | 15,777,000 | 17,265,000 |
| Equity capital | 9,541,000 | 9,332,000 | 9,871,000 | 10,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,315,000 | 5,184,000 | 7,173,000 |
| Interest expense | 587,000 | 1,286,000 | 2,095,000 | 3,026,000 |
| Net interest income | 996,000 | 2,029,000 | 3,089,000 | 4,147,000 |
| Noninterest income | 272,000 | 509,000 | 722,000 | 931,000 |
| Noninterest expense | 815,000 | 1,677,000 | 2,462,000 | 3,339,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 453,000 | 861,000 | 1,268,000 | 1,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 861,000 | 1,268,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,958,000 | 9,785,000 | 10,072,000 | 10,201,000 |
| Total capital | 10,730,000 | 10,557,000 | 10,917,000 | 11,046,000 |
| Risk-weighted assets | 77,559,000 | 84,014,000 | 87,766,000 | 88,429,000 |