Call reports 2005
PEOPLES BANK OF KANKAKEE COUNTY — 2005
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 111,404,000 | 111,543,000 | 122,069,000 | 121,348,000 |
| Total loans | 80,029,000 | 80,508,000 | 84,549,000 | 81,119,000 |
| Allowance for loan losses | 698,000 | 696,000 | 747,000 | 772,000 |
| Securities available for sale | 25,192,000 | 23,711,000 | 24,149,000 | 25,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,352,000 | 87,918,000 | 92,620,000 | 98,071,000 |
| Interest-bearing deposits | 74,037,000 | 71,635,000 | 76,655,000 | 81,389,000 |
| Noninterest-bearing deposits | 17,315,000 | 16,283,000 | 15,965,000 | 16,682,000 |
| Equity capital | 8,969,000 | 9,174,000 | 9,321,000 | 9,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,482,000 | 3,865,000 | 5,396,000 |
| Interest expense | 278,000 | 583,000 | 1,066,000 | 1,626,000 |
| Net interest income | 918,000 | 1,899,000 | 2,799,000 | 3,770,000 |
| Noninterest income | 180,000 | 476,000 | 714,000 | 966,000 |
| Noninterest expense | 846,000 | 1,652,000 | 2,343,000 | 3,237,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 75,000 |
| Pretax income | 252,000 | 723,000 | 1,120,000 | 1,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 723,000 | 1,120,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,238,000 | 9,318,000 | 9,620,000 | 9,666,000 |
| Total capital | 9,936,000 | 10,015,000 | 10,367,000 | 10,438,000 |
| Risk-weighted assets | 68,596,000 | 71,900,000 | 77,440,000 | 80,007,000 |