Call reports 2004
PEOPLES BANK OF KANKAKEE COUNTY — 2004
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 107,447,000 | 108,298,000 | 106,198,000 | 109,657,000 |
| Total loans | 72,247,000 | 73,310,000 | 72,832,000 | 76,575,000 |
| Allowance for loan losses | 673,000 | 698,000 | 698,000 | 698,000 |
| Securities available for sale | 25,846,000 | 24,688,000 | 25,157,000 | 25,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,105,000 | 86,693,000 | 83,677,000 | 88,487,000 |
| Interest-bearing deposits | 70,950,000 | 70,552,000 | 69,271,000 | 71,082,000 |
| Noninterest-bearing deposits | 16,155,000 | 16,141,000 | 14,406,000 | 17,405,000 |
| Equity capital | 9,116,000 | 8,935,000 | 9,245,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,092,000 | 3,156,000 | 4,277,000 |
| Interest expense | 261,000 | 503,000 | 723,000 | 961,000 |
| Net interest income | 785,000 | 1,589,000 | 2,433,000 | 3,316,000 |
| Noninterest income | 211,000 | 410,000 | 613,000 | 813,000 |
| Noninterest expense | 741,000 | 1,504,000 | 2,193,000 | 2,973,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 25,000 |
| Pretax income | 255,000 | 470,000 | 812,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 470,000 | 812,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,753,000 | 8,848,000 | 9,062,000 | 9,106,000 |
| Total capital | 9,426,000 | 9,546,000 | 9,760,000 | 9,804,000 |
| Risk-weighted assets | 62,844,000 | 63,086,000 | 64,257,000 | 67,309,000 |