Call reports 2003
PEOPLES BANK OF KANKAKEE COUNTY — 2003
What PEOPLES BANK OF KANKAKEE COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,963,000 | 104,304,000 | 105,655,000 | 106,156,000 |
| Total loans | 62,213,000 | 65,796,000 | 66,682,000 | 68,821,000 |
| Allowance for loan losses | 673,000 | 673,000 | 673,000 | 673,000 |
| Securities available for sale | 28,928,000 | 28,218,000 | 30,028,000 | 28,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,528,000 | 83,637,000 | 81,377,000 | 85,091,000 |
| Interest-bearing deposits | 66,457,000 | 64,056,000 | 65,598,000 | 69,243,000 |
| Noninterest-bearing deposits | 16,071,000 | 19,581,000 | 15,779,000 | 15,848,000 |
| Equity capital | 8,941,000 | 9,279,000 | 9,527,000 | 9,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,277,000 | 3,427,000 | 4,493,000 |
| Interest expense | 308,000 | 622,000 | 900,000 | 1,185,000 |
| Net interest income | 846,000 | 1,655,000 | 2,527,000 | 3,308,000 |
| Noninterest income | 317,000 | 769,000 | 1,056,000 | 1,257,000 |
| Noninterest expense | 677,000 | 1,430,000 | 2,161,000 | 2,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 994,000 | 1,422,000 | 1,625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 994,000 | 1,422,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,412,000 | 8,794,000 | 9,095,000 | 9,032,000 |
| Total capital | 9,085,000 | 9,467,000 | 9,768,000 | 9,705,000 |
| Risk-weighted assets | 57,839,000 | 58,533,000 | 58,943,000 | 60,378,000 |