Call reports 2002
BANK OF DYER — 2002
What BANK OF DYER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,033,000 | 50,219,000 | 51,022,000 | 49,576,000 |
| Total loans | 34,199,000 | 34,697,000 | 33,637,000 | 32,735,000 |
| Allowance for loan losses | 863,000 | 890,000 | 880,000 | 986,000 |
| Securities available for sale | 6,693,000 | 6,716,000 | 7,419,000 | 9,163,000 |
| Securities held to maturity | 505,000 | 505,000 | 505,000 | 505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,243,000 | 37,418,000 | 38,128,000 | 36,638,000 |
| Interest-bearing deposits | 32,710,000 | 34,077,000 | 34,591,000 | 32,715,000 |
| Noninterest-bearing deposits | 3,533,000 | 3,341,000 | 3,537,000 | 3,923,000 |
| Equity capital | 3,530,000 | 3,528,000 | 3,750,000 | 3,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,604,000 | 2,365,000 | 3,163,000 |
| Interest expense | 388,000 | 700,000 | 1,034,000 | 1,319,000 |
| Net interest income | 414,000 | 904,000 | 1,331,000 | 1,844,000 |
| Noninterest income | 49,000 | 134,000 | 322,000 | 353,000 |
| Noninterest expense | 617,000 | 1,264,000 | 1,757,000 | 2,325,000 |
| Provision for loan losses | 54,000 | 1,058,000 | 1,143,000 | 1,431,000 |
| Pretax income | -206,000 | -1,283,000 | -1,246,000 | -1,424,000 |
| Income tax | -89,000 | -516,000 | -510,000 | -592,000 |
| Net income | -117,000 | -767,000 | -736,000 | -832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,587,000 | 3,461,000 | 3,553,000 | 3,777,000 |
| Total capital | 4,033,000 | 3,907,000 | 3,983,000 | 4,198,000 |
| Risk-weighted assets | 35,297,000 | 35,198,000 | 33,917,000 | 33,146,000 |