Call reports 2001
BANK OF DYER — 2001
What BANK OF DYER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,149,000 | 50,437,000 | 51,273,000 | 48,221,000 |
| Total loans | 37,180,000 | 38,493,000 | 38,095,000 | 34,954,000 |
| Allowance for loan losses | 380,000 | 374,000 | 668,000 | 988,000 |
| Securities available for sale | 6,487,000 | 6,666,000 | 6,790,000 | 6,774,000 |
| Securities held to maturity | 155,000 | 155,000 | 155,000 | 505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,601,000 | 36,479,000 | 37,842,000 | 35,577,000 |
| Interest-bearing deposits | 31,866,000 | 32,985,000 | 33,145,000 | 31,295,000 |
| Noninterest-bearing deposits | 3,735,000 | 3,494,000 | 4,697,000 | 4,282,000 |
| Equity capital | 3,654,000 | 3,717,000 | 3,415,000 | 3,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,099,000 | 3,114,000 | 3,947,000 |
| Interest expense | 532,000 | 1,088,000 | 1,593,000 | 2,010,000 |
| Net interest income | 501,000 | 1,011,000 | 1,521,000 | 1,937,000 |
| Noninterest income | 110,000 | 218,000 | 325,000 | 398,000 |
| Noninterest expense | 458,000 | 986,000 | 1,414,000 | 2,108,000 |
| Provision for loan losses | 18,000 | 48,000 | 616,000 | 909,000 |
| Pretax income | 135,000 | 195,000 | -184,000 | -678,000 |
| Income tax | 35,000 | 0 | 0 | -314,000 |
| Net income | 100,000 | 195,000 | -184,000 | -364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,668,000 | 3,762,000 | 3,313,000 | 3,374,000 |
| Total capital | 4,048,000 | 4,136,000 | 3,802,000 | 3,794,000 |
| Risk-weighted assets | 35,120,000 | 39,763,000 | 39,001,000 | 33,021,000 |