Call reports 2026
FIRST NORTHERN BANK AND TRUST COMPANY — 2026
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 930,393,000 | 921,494,000 |
| Total loans | 584,452,000 | 573,033,000 |
| Allowance for loan losses | 8,760,000 | 9,020,000 |
| Securities available for sale | 222,685,000 | 225,153,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 774,036,000 | 761,912,000 |
| Interest-bearing deposits | 523,109,000 | 506,295,000 |
| Noninterest-bearing deposits | 250,927,000 | 255,617,000 |
| Equity capital | 132,522,000 | 135,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,360,000 | 22,753,000 |
| Interest expense | 2,382,000 | 4,761,000 |
| Net interest income | 8,978,000 | 17,992,000 |
| Noninterest income | 643,000 | 1,304,000 |
| Noninterest expense | 5,698,000 | 11,447,000 |
| Provision for loan losses | -111,000 | -106,000 |
| Pretax income | 4,034,000 | 7,976,000 |
| Income tax | 668,000 | 1,333,000 |
| Net income | 3,366,000 | 6,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 140,288,000 | 142,584,000 |