Call reports 2024
FIRST NORTHERN BANK AND TRUST COMPANY — 2024
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 890,703,000 | 893,393,000 | 970,714,000 | 921,940,000 |
| Total loans | 545,820,000 | 540,321,000 | 556,113,000 | 532,173,000 |
| Allowance for loan losses | 9,003,000 | 9,024,000 | 9,302,000 | 8,776,000 |
| Securities available for sale | 233,885,000 | 245,889,000 | 249,720,000 | 238,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,778,000 | 753,665,000 | 823,065,000 | 777,851,000 |
| Interest-bearing deposits | 523,553,000 | 504,797,000 | 585,591,000 | 538,247,000 |
| Noninterest-bearing deposits | 244,225,000 | 248,868,000 | 237,474,000 | 239,604,000 |
| Equity capital | 112,873,000 | 113,899,000 | 121,791,000 | 118,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,536,000 | 21,224,000 | 32,278,000 | 44,061,000 |
| Interest expense | 2,658,000 | 5,208,000 | 8,018,000 | 10,875,000 |
| Net interest income | 7,878,000 | 16,016,000 | 24,260,000 | 33,186,000 |
| Noninterest income | 611,000 | 1,232,000 | 1,859,000 | 2,501,000 |
| Noninterest expense | 5,172,000 | 10,540,000 | 16,187,000 | 23,053,000 |
| Provision for loan losses | 74,000 | 75,000 | 318,000 | -227,000 |
| Pretax income | 3,243,000 | 6,631,000 | 9,609,000 | 12,853,000 |
| Income tax | 638,000 | 1,193,000 | 1,705,000 | 2,075,000 |
| Net income | 2,605,000 | 5,438,000 | 7,904,000 | 10,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,764,000 | 126,945,000 | 128,758,000 | 130,653,000 |