Call reports 2023
FIRST NORTHERN BANK AND TRUST COMPANY — 2023
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 925,100,000 | 900,536,000 | 988,237,000 | 916,227,000 |
| Total loans | 536,297,000 | 543,370,000 | 530,714,000 | 534,449,000 |
| Allowance for loan losses | 8,642,000 | 8,989,000 | 8,690,000 | 8,903,000 |
| Securities available for sale | 237,658,000 | 238,560,000 | 234,320,000 | 241,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 807,210,000 | 782,685,000 | 875,974,000 | 792,992,000 |
| Interest-bearing deposits | 549,082,000 | 522,381,000 | 623,536,000 | 554,109,000 |
| Noninterest-bearing deposits | 258,128,000 | 260,305,000 | 252,438,000 | 238,883,000 |
| Equity capital | 106,092,000 | 105,454,000 | 100,690,000 | 112,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,926,000 | 20,022,000 | 30,546,000 | 41,979,000 |
| Interest expense | 2,171,000 | 4,309,000 | 6,948,000 | 10,154,000 |
| Net interest income | 7,755,000 | 15,713,000 | 23,598,000 | 31,825,000 |
| Noninterest income | 628,000 | 1,271,000 | 1,920,000 | 4,114,000 |
| Noninterest expense | 4,984,000 | 10,263,000 | 15,441,000 | 23,575,000 |
| Provision for loan losses | 186,000 | 521,000 | 407,000 | 550,000 |
| Pretax income | 3,213,000 | 6,196,000 | 9,667,000 | 11,811,000 |
| Income tax | 498,000 | 1,020,000 | 1,637,000 | 1,671,000 |
| Net income | 2,715,000 | 5,176,000 | 8,030,000 | 10,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,344,000 | 119,153,000 | 121,355,000 | 122,812,000 |