Call reports 2022
FIRST NORTHERN BANK AND TRUST COMPANY — 2022
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 942,007,000 | 933,948,000 | 1,005,942,000 | 986,974,000 |
| Total loans | 531,496,000 | 536,781,000 | 539,766,000 | 536,552,000 |
| Allowance for loan losses | 8,093,000 | 8,053,000 | 8,062,000 | 8,159,000 |
| Securities available for sale | 147,680,000 | 159,157,000 | 180,265,000 | 222,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,419,000 | 828,323,000 | 906,176,000 | 873,704,000 |
| Interest-bearing deposits | 563,086,000 | 551,421,000 | 643,678,000 | 596,843,000 |
| Noninterest-bearing deposits | 269,333,000 | 276,902,000 | 262,498,000 | 276,862,000 |
| Equity capital | 107,448,000 | 103,535,000 | 97,594,000 | 101,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,674,000 | 14,026,000 | 22,338,000 | 32,544,000 |
| Interest expense | 439,000 | 1,160,000 | 2,504,000 | 4,825,000 |
| Net interest income | 6,235,000 | 12,866,000 | 19,834,000 | 27,719,000 |
| Noninterest income | 549,000 | 1,149,000 | 1,775,000 | 2,378,000 |
| Noninterest expense | 4,600,000 | 9,433,000 | 14,437,000 | 20,691,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 67,000 |
| Pretax income | 2,184,000 | 4,577,000 | 7,166,000 | 9,336,000 |
| Income tax | 412,000 | 847,000 | 1,292,000 | 1,624,000 |
| Net income | 1,772,000 | 3,730,000 | 5,874,000 | 7,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,600,000 | 112,908,000 | 114,397,000 | 115,584,000 |