Call reports 2021
FIRST NORTHERN BANK AND TRUST COMPANY — 2021
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 878,305,000 | 894,560,000 | 1,019,549,000 | 949,534,000 |
| Total loans | 581,822,000 | 566,924,000 | 557,676,000 | 551,572,000 |
| Allowance for loan losses | 7,502,000 | 7,988,000 | 8,089,000 | 8,141,000 |
| Securities available for sale | 120,323,000 | 115,143,000 | 105,732,000 | 123,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,653,000 | 759,418,000 | 884,638,000 | 834,746,000 |
| Interest-bearing deposits | 491,312,000 | 494,168,000 | 614,835,000 | 580,178,000 |
| Noninterest-bearing deposits | 252,340,000 | 265,249,000 | 269,802,000 | 254,568,000 |
| Equity capital | 110,528,000 | 111,560,000 | 112,821,000 | 112,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,146,000 | 13,994,000 | 21,100,000 | 28,093,000 |
| Interest expense | 526,000 | 1,005,000 | 1,490,000 | 1,947,000 |
| Net interest income | 6,620,000 | 12,989,000 | 19,610,000 | 26,146,000 |
| Noninterest income | 500,000 | 1,341,000 | 2,602,000 | 3,481,000 |
| Noninterest expense | 4,871,000 | 9,870,000 | 14,815,000 | 20,986,000 |
| Provision for loan losses | 206,000 | 502,000 | 504,000 | 504,000 |
| Pretax income | 2,043,000 | 3,958,000 | 6,893,000 | 8,137,000 |
| Income tax | 379,000 | 726,000 | 1,288,000 | 1,498,000 |
| Net income | 1,664,000 | 3,232,000 | 5,605,000 | 6,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,463,000 | 108,468,000 | 110,098,000 | 110,481,000 |