Call reports 2018
FIRST NORTHERN BANK AND TRUST COMPANY — 2018
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 697,883,000 | 703,154,000 | 715,093,000 | 704,192,000 |
| Total loans | 515,827,000 | 517,809,000 | 520,771,000 | 520,171,000 |
| Allowance for loan losses | 4,541,000 | 4,794,000 | 4,807,000 | 4,955,000 |
| Securities available for sale | 146,910,000 | 155,048,000 | 149,058,000 | 148,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,998,000 | 604,472,000 | 617,273,000 | 604,078,000 |
| Interest-bearing deposits | 462,294,000 | 457,711,000 | 473,458,000 | 457,146,000 |
| Noninterest-bearing deposits | 136,704,000 | 146,762,000 | 143,815,000 | 146,932,000 |
| Equity capital | 97,018,000 | 96,974,000 | 96,298,000 | 97,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,795,000 | 13,853,000 | 20,993,000 | 28,321,000 |
| Interest expense | 956,000 | 1,980,000 | 3,076,000 | 4,284,000 |
| Net interest income | 5,839,000 | 11,873,000 | 17,917,000 | 24,037,000 |
| Noninterest income | 607,000 | 1,109,000 | 601,000 | 1,160,000 |
| Noninterest expense | 4,559,000 | 9,506,000 | 14,391,000 | 19,890,000 |
| Provision for loan losses | 287,000 | 553,000 | 836,000 | 988,000 |
| Pretax income | 1,600,000 | 2,923,000 | 3,291,000 | 4,319,000 |
| Income tax | 200,000 | 448,000 | -246,000 | 34,000 |
| Net income | 1,400,000 | 2,475,000 | 3,537,000 | 4,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,990,000 | 99,413,000 | 99,823,000 | 99,918,000 |
| Total capital | 103,558,000 | 104,234,000 | 104,657,000 | 104,900,000 |
| Risk-weighted assets | 484,851,000 | 501,617,000 | 497,148,000 | 488,424,000 |