Call reports 2017
FIRST NORTHERN BANK AND TRUST COMPANY — 2017
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 696,658,000 | 704,995,000 | 735,812,000 | 695,893,000 |
| Total loans | 495,773,000 | 507,036,000 | 509,316,000 | 518,605,000 |
| Allowance for loan losses | 4,831,000 | 4,779,000 | 5,004,000 | 4,180,000 |
| Securities available for sale | 174,481,000 | 172,153,000 | 161,718,000 | 153,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,098,000 | 597,025,000 | 635,275,000 | 595,307,000 |
| Interest-bearing deposits | 463,551,000 | 457,713,000 | 496,676,000 | 464,960,000 |
| Noninterest-bearing deposits | 128,547,000 | 139,312,000 | 138,599,000 | 130,346,000 |
| Equity capital | 96,605,000 | 97,988,000 | 98,626,000 | 98,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,619,000 | 13,342,000 | 20,272,000 | 28,747,000 |
| Interest expense | 803,000 | 1,635,000 | 2,499,000 | 3,421,000 |
| Net interest income | 5,816,000 | 11,707,000 | 17,773,000 | 25,326,000 |
| Noninterest income | 533,000 | 960,000 | 1,291,000 | 1,742,000 |
| Noninterest expense | 4,584,000 | 9,050,000 | 13,561,000 | 19,053,000 |
| Provision for loan losses | 715,000 | 1,189,000 | 1,267,000 | 1,811,000 |
| Pretax income | 1,050,000 | 2,428,000 | 4,236,000 | 6,204,000 |
| Income tax | 193,000 | 537,000 | 1,055,000 | 2,032,000 |
| Net income | 857,000 | 1,891,000 | 3,181,000 | 4,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,885,000 | 97,268,000 | 97,904,000 | 98,243,000 |
| Total capital | 101,737,000 | 102,072,000 | 102,935,000 | 102,450,000 |
| Risk-weighted assets | 468,088,000 | 481,761,000 | 491,912,000 | 490,742,000 |