Call reports 2011
FIRST NORTHERN BANK AND TRUST COMPANY — 2011
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 686,419,000 | 682,971,000 | 696,324,000 | 697,332,000 |
| Total loans | 362,775,000 | 363,130,000 | 362,147,000 | 358,930,000 |
| Allowance for loan losses | 4,141,000 | 4,202,000 | 3,805,000 | 3,805,000 |
| Securities available for sale | 283,772,000 | 295,559,000 | 296,997,000 | 296,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,952,000 | 580,972,000 | 585,861,000 | 584,895,000 |
| Interest-bearing deposits | 509,022,000 | 503,795,000 | 506,636,000 | 502,486,000 |
| Noninterest-bearing deposits | 81,930,000 | 77,177,000 | 79,225,000 | 82,409,000 |
| Equity capital | 91,666,000 | 96,056,000 | 102,269,000 | 104,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,836,000 | 15,695,000 | 23,594,000 | 31,349,000 |
| Interest expense | 2,055,000 | 4,044,000 | 5,916,000 | 7,526,000 |
| Net interest income | 5,781,000 | 11,651,000 | 17,678,000 | 23,823,000 |
| Noninterest income | 442,000 | 847,000 | 1,215,000 | 1,673,000 |
| Noninterest expense | 3,950,000 | 7,857,000 | 12,175,000 | 16,385,000 |
| Provision for loan losses | 1,000 | 112,000 | 218,000 | 536,000 |
| Pretax income | 2,272,000 | 4,577,000 | 6,549,000 | 8,624,000 |
| Income tax | 474,000 | 984,000 | 1,278,000 | 1,699,000 |
| Net income | 1,798,000 | 3,593,000 | 5,271,000 | 6,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,999,000 | 90,286,000 | 91,455,000 | 92,603,000 |
| Total capital | 93,146,000 | 94,494,000 | 95,266,000 | 96,414,000 |
| Risk-weighted assets | 352,087,000 | 350,455,000 | 349,539,000 | 343,103,000 |