Call reports 2001
FIRST NORTHERN BANK AND TRUST COMPANY — 2001
What FIRST NORTHERN BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 318,131,000 | 332,933,000 | 343,958,000 | 339,299,000 |
| Total loans | 194,221,000 | 201,874,000 | 212,102,000 | 220,460,000 |
| Allowance for loan losses | 2,283,000 | 2,278,000 | 2,263,000 | 2,242,000 |
| Securities available for sale | 101,123,000 | 108,357,000 | 107,679,000 | 100,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,707,000 | 282,731,000 | 290,363,000 | 289,514,000 |
| Interest-bearing deposits | 219,492,000 | 229,477,000 | 235,163,000 | 233,354,000 |
| Noninterest-bearing deposits | 50,215,000 | 53,254,000 | 55,200,000 | 56,160,000 |
| Equity capital | 46,046,000 | 46,837,000 | 48,794,000 | 48,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,632,000 | 11,414,000 | 17,276,000 | 23,066,000 |
| Interest expense | 2,500,000 | 5,080,000 | 7,540,000 | 9,733,000 |
| Net interest income | 3,132,000 | 6,334,000 | 9,736,000 | 13,333,000 |
| Noninterest income | 284,000 | 611,000 | 1,007,000 | 1,264,000 |
| Noninterest expense | 2,000,000 | 4,050,000 | 6,139,000 | 8,639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,405,000 | 2,886,000 | 4,595,000 | 5,949,000 |
| Income tax | 331,000 | 698,000 | 1,146,000 | 1,442,000 |
| Net income | 1,074,000 | 2,188,000 | 3,449,000 | 4,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,250,000 | 46,016,000 | 46,995,000 | 47,667,000 |
| Total capital | 47,533,000 | 48,294,000 | 49,258,000 | 49,909,000 |
| Risk-weighted assets | 200,430,000 | 208,900,000 | 217,835,000 | 220,004,000 |