Call reports 2022
TOWN AND COUNTRY BANK — 2022
What TOWN AND COUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 895,160,000 | 874,560,000 | 894,602,000 | 923,127,000 |
| Total loans | 608,574,000 | 627,097,000 | 654,348,000 | 664,502,000 |
| Allowance for loan losses | 9,686,000 | 9,433,000 | 9,390,000 | 9,112,000 |
| Securities available for sale | 178,958,000 | 176,407,000 | 165,303,000 | 165,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,478,000 | 744,217,000 | 747,502,000 | 762,227,000 |
| Interest-bearing deposits | 504,305,000 | 481,667,000 | 504,867,000 | 546,407,000 |
| Noninterest-bearing deposits | 274,173,000 | 262,550,000 | 242,635,000 | 215,820,000 |
| Equity capital | 95,220,000 | 91,476,000 | 88,244,000 | 92,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,271,000 | 14,813,000 | 23,101,000 | 32,424,000 |
| Interest expense | 224,000 | 482,000 | 1,100,000 | 2,457,000 |
| Net interest income | 7,047,000 | 14,331,000 | 22,001,000 | 29,967,000 |
| Noninterest income | 4,644,000 | 7,222,000 | 9,936,000 | 12,593,000 |
| Noninterest expense | 6,464,000 | 12,610,000 | 18,987,000 | 25,159,000 |
| Provision for loan losses | -500,000 | -750,000 | -750,000 | -750,000 |
| Pretax income | 5,727,000 | 9,693,000 | 13,701,000 | 18,152,000 |
| Income tax | 1,523,000 | 2,534,000 | 3,527,000 | 4,532,000 |
| Net income | 4,204,000 | 7,159,000 | 10,174,000 | 13,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,438,000 | 95,208,000 | 97,039,000 | 99,301,000 |
| Total capital | 102,012,000 | 103,956,000 | 106,220,000 | 108,432,000 |
| Risk-weighted assets | 684,516,000 | 698,969,000 | 734,072,000 | 730,278,000 |