Call reports 2021
TOWN AND COUNTRY BANK — 2021
What TOWN AND COUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 878,316,000 | 878,304,000 | 890,685,000 | 907,478,000 |
| Total loans | 639,532,000 | 621,388,000 | 602,205,000 | 633,843,000 |
| Allowance for loan losses | 10,780,000 | 10,815,000 | 10,790,000 | 10,183,000 |
| Securities available for sale | 125,667,000 | 132,726,000 | 134,241,000 | 151,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,673,000 | 753,519,000 | 771,547,000 | 785,743,000 |
| Interest-bearing deposits | 487,700,000 | 475,939,000 | 493,172,000 | 504,079,000 |
| Noninterest-bearing deposits | 252,973,000 | 277,580,000 | 278,375,000 | 281,664,000 |
| Equity capital | 93,843,000 | 96,122,000 | 98,322,000 | 98,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,722,000 | 15,467,000 | 23,338,000 | 30,855,000 |
| Interest expense | 560,000 | 903,000 | 1,193,000 | 1,442,000 |
| Net interest income | 7,162,000 | 14,564,000 | 22,145,000 | 29,413,000 |
| Noninterest income | 4,244,000 | 7,800,000 | 11,660,000 | 14,666,000 |
| Noninterest expense | 6,706,000 | 13,508,000 | 20,538,000 | 27,392,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 0 |
| Pretax income | 4,100,000 | 8,256,000 | 12,667,000 | 16,687,000 |
| Income tax | 1,056,000 | 2,122,000 | 3,268,000 | 4,307,000 |
| Net income | 3,044,000 | 6,134,000 | 9,399,000 | 12,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,135,000 | 87,291,000 | 89,621,000 | 90,418,000 |
| Total capital | 93,394,000 | 95,471,000 | 97,642,000 | 98,853,000 |
| Risk-weighted assets | 657,968,000 | 651,476,000 | 638,573,000 | 672,738,000 |