Call reports 2020
TOWN AND COUNTRY BANK — 2020
What TOWN AND COUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 837,731,000 | 898,743,000 | 866,812,000 | 896,624,000 |
| Total loans | 620,249,000 | 670,699,000 | 677,140,000 | 652,269,000 |
| Allowance for loan losses | 6,294,000 | 7,883,000 | 9,373,000 | 10,115,000 |
| Securities available for sale | 132,581,000 | 131,629,000 | 124,295,000 | 117,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,257,000 | 713,191,000 | 704,329,000 | 729,832,000 |
| Interest-bearing deposits | 496,529,000 | 490,581,000 | 476,977,000 | 496,396,000 |
| Noninterest-bearing deposits | 181,728,000 | 222,610,000 | 227,352,000 | 233,436,000 |
| Equity capital | 82,857,000 | 87,117,000 | 89,180,000 | 91,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,063,000 | 16,369,000 | 24,620,000 | 32,999,000 |
| Interest expense | 1,555,000 | 2,788,000 | 3,754,000 | 4,549,000 |
| Net interest income | 6,508,000 | 13,581,000 | 20,866,000 | 28,450,000 |
| Noninterest income | 1,680,000 | 5,170,000 | 9,823,000 | 14,648,000 |
| Noninterest expense | 5,974,000 | 12,902,000 | 20,345,000 | 27,560,000 |
| Provision for loan losses | 500,000 | 2,500,000 | 4,000,000 | 5,000,000 |
| Pretax income | 1,714,000 | 3,349,000 | 6,344,000 | 10,538,000 |
| Income tax | 356,000 | 708,000 | 1,432,000 | 2,521,000 |
| Net income | 1,358,000 | 2,641,000 | 4,912,000 | 8,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,169,000 | 78,768,000 | 80,355,000 | 82,776,000 |
| Total capital | 84,524,000 | 86,795,000 | 88,744,000 | 91,244,000 |
| Risk-weighted assets | 665,682,000 | 669,320,000 | 669,950,000 | 675,518,000 |