Call reports 2019
TOWN AND COUNTRY BANK — 2019
What TOWN AND COUNTRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 793,399,000 | 807,960,000 | 826,124,000 | 810,200,000 |
| Total loans | 577,422,000 | 594,935,000 | 604,916,000 | 600,225,000 |
| Allowance for loan losses | 5,839,000 | 6,016,000 | 6,310,000 | 5,864,000 |
| Securities available for sale | 96,331,000 | 91,516,000 | 85,651,000 | 143,622,000 |
| Securities held to maturity | 58,303,000 | 57,429,000 | 55,356,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,884,000 | 638,286,000 | 640,651,000 | 655,924,000 |
| Interest-bearing deposits | 496,504,000 | 491,680,000 | 485,223,000 | 499,570,000 |
| Noninterest-bearing deposits | 151,380,000 | 146,606,000 | 155,428,000 | 156,354,000 |
| Equity capital | 80,104,000 | 81,771,000 | 83,313,000 | 85,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,833,000 | 16,183,000 | 24,753,000 | 33,054,000 |
| Interest expense | 1,425,000 | 3,056,000 | 4,826,000 | 6,474,000 |
| Net interest income | 6,408,000 | 13,127,000 | 19,927,000 | 26,580,000 |
| Noninterest income | 2,054,000 | 4,721,000 | 7,535,000 | 10,011,000 |
| Noninterest expense | 5,791,000 | 12,083,000 | 18,347,000 | 24,395,000 |
| Provision for loan losses | 300,000 | 675,000 | 1,075,000 | 1,375,000 |
| Pretax income | 2,426,000 | 5,148,000 | 8,099,000 | 10,880,000 |
| Income tax | 565,000 | 1,214,000 | 1,930,000 | 2,599,000 |
| Net income | 1,861,000 | 3,934,000 | 6,169,000 | 8,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,476,000 | 74,518,000 | 76,068,000 | 77,496,000 |
| Total capital | 78,141,000 | 80,625,000 | 82,469,000 | 83,397,000 |
| Risk-weighted assets | 621,469,000 | 634,284,000 | 647,391,000 | 641,760,000 |