Call reports 2018
TOWN AND COUNTRY BANK — 2018
What TOWN AND COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 752,452,000 | 769,688,000 | 766,319,000 | 778,209,000 |
| Total loans | 517,812,000 | 539,896,000 | 541,311,000 | 555,275,000 |
| Allowance for loan losses | 5,446,000 | 5,727,000 | 5,752,000 | 5,780,000 |
| Securities available for sale | 101,117,000 | 107,494,000 | 103,243,000 | 98,441,000 |
| Securities held to maturity | 62,359,000 | 61,269,000 | 60,153,000 | 59,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,021,000 | 613,466,000 | 612,997,000 | 625,247,000 |
| Interest-bearing deposits | 478,022,000 | 471,115,000 | 470,584,000 | 479,189,000 |
| Noninterest-bearing deposits | 149,999,000 | 142,351,000 | 142,413,000 | 146,058,000 |
| Equity capital | 74,664,000 | 75,573,000 | 76,602,000 | 78,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,773,000 | 13,977,000 | 21,452,000 | 29,236,000 |
| Interest expense | 843,000 | 1,810,000 | 2,991,000 | 4,325,000 |
| Net interest income | 5,930,000 | 12,167,000 | 18,461,000 | 24,911,000 |
| Noninterest income | 2,126,000 | 4,647,000 | 7,482,000 | 9,811,000 |
| Noninterest expense | 6,025,000 | 12,244,000 | 18,609,000 | 24,629,000 |
| Provision for loan losses | 110,000 | 660,000 | 760,000 | 910,000 |
| Pretax income | 2,170,000 | 4,172,000 | 6,838,000 | 9,363,000 |
| Income tax | 487,000 | 927,000 | 1,531,000 | 2,120,000 |
| Net income | 1,683,000 | 3,245,000 | 5,307,000 | 7,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,016,000 | 68,322,000 | 69,814,000 | 71,190,000 |
| Total capital | 72,134,000 | 73,873,000 | 75,423,000 | 76,789,000 |
| Risk-weighted assets | 567,392,000 | 583,159,000 | 578,252,000 | 597,638,000 |