Call reports 2017
TOWN AND COUNTRY BANK — 2017
What TOWN AND COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 735,889,000 | 741,560,000 | 742,910,000 | 743,446,000 |
| Total loans | 479,918,000 | 490,017,000 | 492,741,000 | 507,221,000 |
| Allowance for loan losses | 5,151,000 | 5,143,000 | 5,229,000 | 5,355,000 |
| Securities available for sale | 127,298,000 | 123,819,000 | 119,180,000 | 108,674,000 |
| Securities held to maturity | 68,135,000 | 66,673,000 | 65,189,000 | 63,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,396,000 | 591,343,000 | 592,229,000 | 594,453,000 |
| Interest-bearing deposits | 461,168,000 | 466,298,000 | 466,521,000 | 465,021,000 |
| Noninterest-bearing deposits | 140,228,000 | 125,045,000 | 125,708,000 | 129,432,000 |
| Equity capital | 71,474,000 | 72,546,000 | 73,065,000 | 73,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,348,000 | 12,881,000 | 19,485,000 | 26,319,000 |
| Interest expense | 691,000 | 1,409,000 | 2,208,000 | 3,063,000 |
| Net interest income | 5,657,000 | 11,472,000 | 17,277,000 | 23,256,000 |
| Noninterest income | 2,138,000 | 4,650,000 | 6,893,000 | 9,270,000 |
| Noninterest expense | 5,765,000 | 11,800,000 | 17,762,000 | 23,820,000 |
| Provision for loan losses | 158,000 | 415,000 | 565,000 | 1,020,000 |
| Pretax income | 2,246,000 | 4,309,000 | 6,245,000 | 7,956,000 |
| Income tax | 680,000 | 1,417,000 | 1,954,000 | 1,870,000 |
| Net income | 1,566,000 | 2,892,000 | 4,291,000 | 6,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,355,000 | 62,089,000 | 62,915,000 | 64,213,000 |
| Total capital | 66,526,000 | 67,304,000 | 68,218,000 | 69,586,000 |
| Risk-weighted assets | 530,175,000 | 541,363,000 | 542,028,000 | 547,150,000 |