Call reports 2016
TOWN AND COUNTRY BANK — 2016
What TOWN AND COUNTRY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 703,671,000 | 737,685,000 | 735,379,000 | 734,403,000 |
| Total loans | 450,490,000 | 476,728,000 | 481,700,000 | 481,818,000 |
| Allowance for loan losses | 4,473,000 | 4,753,000 | 5,040,000 | 5,161,000 |
| Securities available for sale | 122,434,000 | 132,938,000 | 119,119,000 | 119,907,000 |
| Securities held to maturity | 37,335,000 | 67,818,000 | 71,867,000 | 69,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,588,000 | 583,892,000 | 588,310,000 | 585,393,000 |
| Interest-bearing deposits | 474,330,000 | 468,412,000 | 457,235,000 | 458,983,000 |
| Noninterest-bearing deposits | 117,258,000 | 115,480,000 | 131,075,000 | 126,410,000 |
| Equity capital | 68,681,000 | 69,291,000 | 70,358,000 | 70,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 11,280,000 | 17,679,000 | 24,400,000 |
| Interest expense | 542,000 | 1,201,000 | 1,890,000 | 2,534,000 |
| Net interest income | 4,441,000 | 10,079,000 | 15,789,000 | 21,866,000 |
| Noninterest income | 1,749,000 | 3,915,000 | 6,516,000 | 8,651,000 |
| Noninterest expense | 4,845,000 | 11,260,000 | 17,314,000 | 23,153,000 |
| Provision for loan losses | 160,000 | 499,000 | 824,000 | 1,230,000 |
| Pretax income | 1,185,000 | 2,235,000 | 4,233,000 | 7,096,000 |
| Income tax | 398,000 | 701,000 | 1,329,000 | 2,255,000 |
| Net income | 787,000 | 1,534,000 | 2,904,000 | 4,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,864,000 | 58,728,000 | 59,330,000 | 61,423,000 |
| Total capital | 62,680,000 | 63,848,000 | 64,890,000 | 66,868,000 |
| Risk-weighted assets | 518,818,000 | 544,720,000 | 541,921,000 | 536,006,000 |