Call reports 2012
TOWN AND COUNTRY BANK — 2012
What TOWN AND COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 294,466,000 | 342,667,000 | 362,955,000 | 367,042,000 |
| Total loans | 210,581,000 | 229,400,000 | 250,099,000 | 247,789,000 |
| Allowance for loan losses | 2,509,000 | 2,606,000 | 2,632,000 | 2,772,000 |
| Securities available for sale | 47,002,000 | 59,295,000 | 56,572,000 | 52,276,000 |
| Securities held to maturity | 13,704,000 | 23,593,000 | 22,268,000 | 20,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,463,000 | 290,100,000 | 291,756,000 | 304,327,000 |
| Interest-bearing deposits | 201,274,000 | 250,139,000 | 251,764,000 | 258,416,000 |
| Noninterest-bearing deposits | 39,189,000 | 39,961,000 | 39,992,000 | 45,911,000 |
| Equity capital | 38,887,000 | 39,308,000 | 39,928,000 | 40,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,380,000 | 6,709,000 | 10,163,000 | 13,598,000 |
| Interest expense | 487,000 | 972,000 | 1,451,000 | 1,895,000 |
| Net interest income | 2,893,000 | 5,737,000 | 8,712,000 | 11,703,000 |
| Noninterest income | 1,607,000 | 3,223,000 | 5,270,000 | 7,548,000 |
| Noninterest expense | 3,363,000 | 6,579,000 | 10,280,000 | 14,304,000 |
| Provision for loan losses | 0 | 350,000 | 475,000 | 660,000 |
| Pretax income | 1,137,000 | 2,132,000 | 3,345,000 | 4,527,000 |
| Income tax | 420,000 | 765,000 | 1,197,000 | 1,599,000 |
| Net income | 717,000 | 1,367,000 | 2,148,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,251,000 | 34,953,000 | 35,430,000 | 35,940,000 |
| Total capital | 41,282,000 | 39,078,000 | 39,749,000 | 40,535,000 |
| Risk-weighted assets | 255,865,000 | 270,915,000 | 292,737,000 | 284,695,000 |