Call reports 2011
TOWN AND COUNTRY BANK — 2011
What TOWN AND COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,537,000 | 275,961,000 | 285,556,000 | 289,712,000 |
| Total loans | 183,588,000 | 195,338,000 | 206,495,000 | 211,407,000 |
| Allowance for loan losses | 2,570,000 | 2,580,000 | 2,563,000 | 2,505,000 |
| Securities available for sale | 57,795,000 | 54,885,000 | 51,480,000 | 48,616,000 |
| Securities held to maturity | 275,000 | 273,000 | 273,000 | 238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,643,000 | 218,974,000 | 229,918,000 | 237,224,000 |
| Interest-bearing deposits | 187,055,000 | 186,653,000 | 195,822,000 | 201,701,000 |
| Noninterest-bearing deposits | 39,588,000 | 32,321,000 | 34,096,000 | 35,523,000 |
| Equity capital | 32,563,000 | 33,305,000 | 37,421,000 | 37,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,146,000 | 6,381,000 | 9,660,000 | 13,087,000 |
| Interest expense | 551,000 | 1,039,000 | 1,546,000 | 2,080,000 |
| Net interest income | 2,595,000 | 5,342,000 | 8,114,000 | 11,007,000 |
| Noninterest income | 783,000 | 1,457,000 | 2,224,000 | 3,331,000 |
| Noninterest expense | 2,588,000 | 4,953,000 | 7,520,000 | 10,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 938,000 | 2,042,000 | 3,014,000 | 3,922,000 |
| Income tax | 328,000 | 719,000 | 1,055,000 | 1,359,000 |
| Net income | 610,000 | 1,323,000 | 1,959,000 | 2,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,680,000 | 31,413,000 | 36,589,000 | 36,856,000 |
| Total capital | 34,772,000 | 35,611,000 | 40,374,000 | 40,669,000 |
| Risk-weighted assets | 241,585,000 | 250,916,000 | 256,130,000 | 256,642,000 |