Call reports 2010
TOWN AND COUNTRY BANK — 2010
What TOWN AND COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 267,600,000 | 275,934,000 | 272,413,000 | 268,560,000 |
| Total loans | 179,357,000 | 186,825,000 | 187,150,000 | 187,275,000 |
| Allowance for loan losses | 2,287,000 | 2,384,000 | 2,550,000 | 2,493,000 |
| Securities available for sale | 64,383,000 | 60,711,000 | 56,149,000 | 52,196,000 |
| Securities held to maturity | 946,000 | 937,000 | 822,000 | 309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,237,000 | 223,174,000 | 216,805,000 | 216,041,000 |
| Interest-bearing deposits | 187,218,000 | 185,595,000 | 182,944,000 | 183,777,000 |
| Noninterest-bearing deposits | 31,019,000 | 37,579,000 | 33,861,000 | 32,264,000 |
| Equity capital | 26,780,000 | 27,159,000 | 30,990,000 | 31,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,691,000 | 10,146,000 | 13,525,000 |
| Interest expense | 888,000 | 1,712,000 | 2,515,000 | 3,211,000 |
| Net interest income | 2,355,000 | 4,979,000 | 7,631,000 | 10,314,000 |
| Noninterest income | 811,000 | 1,287,000 | 2,626,000 | 4,045,000 |
| Noninterest expense | 2,567,000 | 5,035,000 | 7,753,000 | 10,599,000 |
| Provision for loan losses | 110,000 | 300,000 | 585,000 | 622,000 |
| Pretax income | 404,000 | 828,000 | 1,797,000 | 3,018,000 |
| Income tax | 81,000 | 186,000 | 496,000 | 937,000 |
| Net income | 323,000 | 642,000 | 1,301,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,139,000 | 25,504,000 | 29,321,000 | 30,084,000 |
| Total capital | 28,808,000 | 29,019,000 | 33,102,000 | 33,906,000 |
| Risk-weighted assets | 234,731,000 | 242,971,000 | 238,262,000 | 241,172,000 |